Discover the TruRate Advantage

Make your home mortgage affordable again, thanks to our lower-rate refinancing!

Ready to Get Started?

Let TruRate Advantage Mortgage Help You!

Get in Touch With Us

The TruRate Advantage means we know that (re)financing your home requires exceptional service with a transparent process. That is why we built TruRate Advantage Mortgage. We provide you with stability alongside a digital strategy that provides real-time updates through your borrower portal.

How to Get Approved

NO surprises, NO stress, KNOW everything.

TruRate Advantage

Don't worry about losing your rate. The TruRate Advantage Lock lets you sleep soundly with our Float-Down feature that allows you to take advantage of a lower rate should the market drastically improve after locking-in your rate.

In-House Team

The TruRate Advantage ensures that the entire loan process from loan application to underwriting & funding is all done in-house with our proprietary processes and digital platforms, therefore maintaining full control all the way through.

Transparency

At TruRate Advantage Mortgage we strongly believes in providing a 100% transparent experience. With your loan portal and digital loan process you'll never have to wonder about the status of your loan.

No Stress

The home loan process should not be stressful. The TruRate Advantage provides you piece of mind.
Let us ease your burden by providing you with a 1st class home loan experience.

TruRate Advantage

Let us help you discover your TruRate!

Experts in Residential Mortgage Loans.

VA Loan Specialists

FHA Loans

Conventional Loans

Refinance

Cash-out Refi Loans

Reverse Mortgages

HELOC Loans

First Time Home Buyer Specialists

What customers say about us...

"We tried to buy a house for months with 4 different lenders. I am so glad we received a quote from TruRate. They listened and helped us even though we were working with another lender."

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Dave Reddington

"TruRate Mortgage took the time to explain in simple language all of the terms for my loan. I could not ask for anything more, they did exactly what they said they would and I have had no problems."

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Amelia Banks

“I've always hated dealing with people over the phone. TruRate's digital process made everything so easy. I didn't have to stay on the phone for hours to get my loan closed. Thank you Sean for all the help and quick serivce.”

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Kenny Stutes

Our Team

Brett Stacy

John Doe

John Doe

John Doe

Home Ownership Made Easy

Our primary goal is to make your dream of home ownership a reality and to do it in a fashion that makes it all as easy as the pies you'll bake in your new kitchen. Lets us SHOW you the TruRate Advantage. You'll be glad you did.

Office:

Call 760-490-4094

Email: bstacy@trurateadvantage.com

Site: trurateadvantage.com

Copyright 2024 • All rights reserved TruRateAdvantage.com is not a government agency

States We Service

  • Alabama

  • Arizona

  • Arkansas

  • California

  • Colorado

  • Florida

  • Idaho

  • Illinois

  • Utah

  • Maryland

  • Michigan

  • Ohio

  • Oregon

  • Pennsylvania

  • Texas

  • Tennessee

  • Georgia

© 2024 TruRate Mortgage /TruRateAdvantage.com is an Equal Opportunity Lender and not a government agency.

TruRate Mortgage /TruRateAdvantage.com are Consumer-Direct Division of Lending3 Inc.,

a wholesale lender.

NMLS # 245420​​​​
NMLS Consumer Access: www.nmlsconsumeraccess.org


A pre-approval does not constitute a loan commitment or guarantee of a loan. Pre-approval is subject to a satisfactory appraisal, satisfactory title search, and no meaningful change to borrower's financial condition. This is not an offer for nor extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Lending 3 and TruRate Advantage are Equal Housing Lenders.